No Skills.
Skill Cats default to 20%, 3 get 30%, 1 gets 40%.
Skills stack.
Health defaults to 10. A 30% raises it to 20. Your 40% to 30.
Sanity defaults to 60%. A 30% rasies it to 75%. Your 40% to 90%.
Magic defaults to 5. A 30% rasises it to 15. Your 40% to 25.
Damage defualts to 1D4. A 30% to 1D8. Your 40% to 2D6.
