Fast20/Wordsmith

Everything you do starts with a D20 roll.

Each PC/NPC defaults to 0 in anything they attempt to do.

Characters get 25 points to spend on Descriptors.

A Narrow Descriptor costs 1 pt per +1 bonus (or the reverse if its negative)

A Broad Descriptor costs 3 pts per +1 bonus (or the reverse if its negative)

A bonus can be given to an ability/skill, damage roll, any die roll.

PC's have 25 Hit Points modififed by any Descriptor that adds HPs.

Example Character:

Logan Greystar
+x is rank; (x) is cost

Thief +4(12)
Good with a Sword +3(3)
Studied under Le'Fleur +2 DMG(2)
Lightning Reflexes +2(2)
Works in the Sons of the Crow Thieves Guild +2(2)
Smart +2(4)